Day By Day Technology


A blockchain is a decentralised digital ledger of transactional activity. This transactional data is distributed and locked across computers around the world meaning it cannot be tampered with.

Day By Day uses the following two blockchains:

Polygon (ERC-20)

Day By Day uses Polygon for our NFTs insurance policies and staking components. We also have our DBD token bridged from Ethereum to Polygon.


Algorand allows us to create Day By Day app assets as ASAs on their blockchain using a Pure Proof of Stake (PPOS) mechanism.


An NFT is a digital asset that represents real-world objects like art, music, in-game items, and videos.

They are bought and sold online, frequently with cryptocurrency, and they are generally encoded with the same underlying software as many cryptocurrencies.

NFTs will represent the following on the Day By Day platform:

  1. Registered assets on the blockchain (Algorand)
  2. NFT Insurance Policies (Polygon)

3. NFT Insurance coverage for a user linking their assets from the Day By Day app to an NFT insurance policy.

Our Day By Day insurance policy NFT holders will be able to earn a passive income from users looking to get insurance coverage.


Web3 is a term used for the blockchain technology enabled internet – which gives power back to the people and includes the applications, projects and businesses building on blockchain as well as the people in their communities.


DeFi stands for Decentralised Finance and includes cryptocurrencies, stablecoins and tokens. Day By Day has two tokens which help run the Day By Day platform. DBD and sDBD.

For full use cases of DBD tokens, please refer to our DBD Tokens page.


DAO stands for Decentralised Autonomous Organisation and is prevalent in blockchain and web3 projects and businesses.

Day By Day is creating an insurance DAO that gives the power back to the people and allows involvement by those holding the projects’ cryptocurrency with governance voting.

In this way, the project belongs to everyone and isn’t controlled by one single entity.

Day By Day will be a facilitator for people and businesses to engage in peer-to-peer insurance transactions, anonymously and transparently.

Read more about Day By Day’s Technology in our Whitepaper